First my own disclaimer: I’m not a lawyer, nor do I pretend to be and this is not legal advice. 
In case you didn’t know if you offer anything for sale on your website you need to have a privacy policy and a disclaimer. Many times it’s hard to know where to start. This site allows you to generate basic templates which you can then edit to suit your needs. Check it out at:
http://www.easyriver.com/free_utilites.htm
There are also a few other nifty tools which you can use to generate other items you may need for your site. Very cool.
