PayPal Later Something new offered up by Paypal- "PayPal Pay Later lets you take up to 90 days to pay. It’s the safer, easier way to enhance your spending power.Get approved in about 30 seconds- Spend $50 or more at participating stores. Click the PayPal Pay Later button during checkout -If you have an existing PayPal credit product, use it and enjoy no payments for 90 days If not, you’re prompted to apply/" This could really come in handy for those large Ebay purchases.